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Your Guide to Road accident claims

Want to know more about road accident compensation claims? Here's a simple guide to a few complicated questions.

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How do I claim compensation for road accident injuries?

Very few people get to go through life without being involved in some kind of road accident that isn't their fault. If only the car gets damaged, it's usually simple enough to claim against the other driver's insurance for the cost of any repairs. Where things get a bit more complicated is if you have been injured in a road accident. That's when you really need to have expert lawyers on your side to make sure you get all of the injury compensation you deserve. Claims Direct can help you with all sorts of road accident claims, even when there are complications like uninsured or foreign drivers involved.

How do I claim against an uninsured or hit and run driver?

Not every driver has the insurance they need to stay legal, and not every driver bothers to stop after an accident. That's bad enough if only the car is damaged, but could turn into a nightmare if you were too badly injured to go to work. Fortunately, we have a lot of experience in making claims through the Motor Insurers' Bureau (MIB). The MIB collects about £30 from every motor insurance policy sold in the UK, which goes into a fund to pay for accidents and injuries caused by uninsured or untraceable drivers. This means that if you have been injured in a road accident - as a driver, passenger, rider or pedestrian – and the other driver fled the scene or didn't have insurance, we can still probably help you to claim rightful compensation.

How do I claim against a foreign-registered vehicle?

Being injured in a road accident with a foreign-registered vehicle worries many people. After all, if their insurance company is in another country, and speaks another language, how do you make a claim? Fortunately, most insurance companies have links with companies in other countries through the Green Card scheme. So if, for example, you were injured by a driver from France, we would deal with their French insurer's UK representatives to help you claim the compensation you deserve.

Can I still claim if I wasn't wearing a seat belt?

We deal with quite a few injury claims where our clients weren't wearing a seat belt at the time of the accident, often when they were back seat passengers in someone else's vehicle, such as a taxi. The law clearly states that every driver and passenger must wear a seat belt, so it's possible that the Police might have something to say to you about failure to wear a seat belt. However, you are still perfectly entitled to claim compensation for your injuries where the accident was someone else's fault, though the compensation you are awarded may be reduced by 25% to take your lack of a seat belt into account.

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Will you offer it to me?

Around 98% of the claims handled on behalf of our clients are No Win No Fee. That means you will never be out of pocket with Claims Direct.

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